Effortless Home Financing, Tailored for You
Since 1997
Our Values
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We put your needs first. Our team is dedicated to listening to your unique circumstances, providing personalized guidance, and ensuring you feel empowered in every step of your homeownership journey.
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We believe in honesty and full transparency. From loan options to pricing, we clearly communicate all details, so you can make informed decisions with confidence, knowing there are no hidden surprises.
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Every client interaction is built on a commitment to excellence. We strive to exceed your expectations through timely communication, problem-solving, and delivering on our promises.
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As a locally owned and operated business, we value the trust our community places in us. Our roots run deep in Colorado, and we’re proud to give back and support the communities where we live and work.
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The mortgage industry evolves, and so do we. Our team is committed to ongoing learning and development, staying ahead of industry changes so we can offer you the best solutions possible.
Why Work with Home Lending of America?
At Home Lending of America, our team of experienced mortgage brokers partners with a wide range of lenders—including well-known institutions like Wells Fargo and Chase, as well as many others you may not have heard of. This extensive network allows us to shop for the most competitive loan options, ensuring that we find the loan program that best suits your needs and budget. By working with us, you gain access to a broader range of possibilities, helping you secure the most affordable and tailored mortgage solution.
“Incredibly quick and friendly! Josh and Michael walk you through all the steps and requirements for any number of financial situations!”
“Working with Home Lending of America was a joy! Their team is knowledgeable, personable and so responsive! I highly recommend!”
“Working with Home Lending of America was a 5 star experience from start to finish. They communicated clearly every step of the process!”
FAQ
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The amount you need for a down payment depends on the type of loan you’re applying for. Some loans require as little as 3%, and there are even options with no down payment for qualified buyers. We’ll help you find the best option based on your specific situation.
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On average, the mortgage process takes about 21 to 30 days from application to closing. However, this timeline can vary depending on your unique circumstances and how quickly we can gather all the necessary documents. We'll keep you informed every step of the way!
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We offer a wide range of loan options to meet different needs—conventional loans, FHA, VA, USDA, and jumbo loans. Whether you’re a first-time homebuyer, a veteran, an investor, or anyone in between, we’ve got a loan that works for you.
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Absolutely! We offer refinancing options to help you lower your interest rate, reduce your monthly payments, or tap into your home’s equity. Whether you're looking for a simple rate-and-term refinance or a cash-out refinance, we’ll help you explore your options.